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Legal and Privacy Policy

J.L. Morgan and Associates, Inc. - Terms of Service, Legal Policy, and Privacy Policy

Effective Date: January 31, 2024

1. Terms of Service


1.1 Acceptance: By accessing or using our website or any of our services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use our website or services.


1.2 Modifications: We may modify these Terms at any time by posting the revised Terms on our website. Your continued use of our website or services after the posting of revised Terms constitutes your acceptance of the revised Terms.


1.3 Prohibited Activities: You agree not to:

  • Use our website or services for any illegal or unauthorized purpose.

  • Interfere with or disrupt our website or services.

  • Attempt to gain unauthorized access to our website or systems.

  • Transmit any harmful content, such as viruses, malware, or spyware.

  • Impersonate any person or entity.

  • Violate any applicable laws or regulations.


1.4 Termination: We may terminate your access to our website or services at any time, for any reason, without notice.

2. Legal Policy

2.1 Disclaimer: Our website and services are provided "as is" and "as available." We make no warranties of any kind, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our website or services will be uninterrupted or error-free.

2.2 Limitation of Liability: We will not be liable for any damages arising out of or in connection with your use of our website or services, including, but not limited to, direct, indirect, incidental, consequential, or punitive damages.

2.3 Indemnification: You agree to indemnify and hold harmless J.L. Morgan and Associates, Inc., its officers, directors, employees, and agents, from and against any and all claims, losses, damages, liabilities, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of our website or services.

3. Privacy Policy

3.1 Information We Collect: We collect the following information from you:

  • Information you provide to us, such as your name, email address, and phone number.

  • Information about your use of our website, such as your browser type, IP address, and the pages you visit.

3.2 Use of Information: We use the information we collect to:

  • Provide and improve our website and services.

  • Send you information about our company and services.

  • Respond to your inquiries.

  • Comply with applicable laws and regulations.

3.3 Sharing of Information: We may share your information with third-party service providers who help us provide our website and services. We will not share your information with any third parties for their own marketing purposes without your consent.

3.4 Cookies: We use cookies to track your use of our website and to improve our website. You can disable cookies in your browser settings, but this may limit your ability to use our website.

3.5 Security: We use reasonable security measures to protect your information. However, no website or transmission of data over the internet is completely secure. We cannot guarantee the security of your information.

3.6 Access to Information: You have the right to access and correct your information. You can also request that we delete your information. To make any of these requests, please contact us at

4. Governing Law

These Terms and our Privacy Policy shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of laws provisions.

5. Contact Us

If you have any questions about these Terms, please contact us at

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